The Safety Net Jason Didn’t Know He Needed

Jason was a 40-year-old single dad with a special-needs son. His mother, Lorraine, knew Jason had always struggled financially working multiple jobs, burning through savings, sometimes skipping meals so his son could receive better care.

She wanted to help, but handing him $100,000 might hurt more than help. Jason wasn’t irresponsible he was overwhelmed.

A tranquil garden symbolizing peace and support for familial bonds.

Lorraine took a different approach. She bought a investment insurance policy with her son as the beneficiary. When she passed, the payout would bypass probate and fund a special trust, structured to pay Jason a monthly income while also funding care for her grandson.

When Lorraine died suddenly at 76, Jason didn’t receive a cheque he received a plan. The monthly income gave him breathing room. The trust covered therapy, equipment, and future care needs for his son.

Most importantly, Jason didn’t feel judged he felt loved and supported, like his mother had seen what he couldn’t say out loud.

Call a SaferWealth Advisor to navigate the hard roads of life.