What I like about this scenario is: it lets the young couple be 'normal". Follow their dreams, take risks, have purpose in their careers. Instead of accessing, spending and losing the inheritance, the investment lives in the back ground providing guaranteed security and opportunity when the time comes. Even retirement income, so that could be seen as an annual spending account of money that otherwise would be used for retirement savings.
What I like about this scenario is: it lets the young couple be 'normal". Follow their dreams, take risks, have purpose in their careers. Instead of accessing, spending and losing the inheritance, the investment lives in the back ground providing guaranteed security and opportunity when the time comes. Even retirement income, so that could be seen as an annual spending account of money that otherwise would be used for retirement savings.