How a Thoughtful Legacy Changed the Future for Frank's Daughters

When Frank retired at 65, he knew one thing for sure: he didn’t want to leave his kids “a pile of money with no roadmap.”

His father had done just that left him $150,000, which Frank admitted misused in his 30s. “Easy come, easy go,” he used to say. He didn’t want his two daughters to repeat that mistake.

So Frank sat down with a SaferWealth advisor and learned about investment insurance. Instead of setting aside cash or leaving an RRSP exposed to taxes and probate, he funded a policy with a $2,500,000 death benefit structured to pay each of his daughters $2,500 per month for 20 years.

A peaceful home symbolizing family values and thoughtful legacy

When he passed at 78, the money arrived like a pension from Dad on time, every month.

His older daughter used the payments to top up her retirement savings. His younger daughter used them to fund her daughter’s education without touching her emergency savings.

They often said, “Dad’s still taking care of us.”

Frank didn’t just leave money. He left stability, dignity, and a structure that made his daughters feel cared for, not burdened.

Well played Dad and thanks to a SaferWealth Advisor. Contact us soon.